Adam Bird

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Thursday, 16 August 2007

Part Rent/Part Buy 2 Bedroom Flat For Sale

Stephanie and I are delighted to officially announce that we are selling up and moving!

For those who don't know, we have very fortunately been offered the opportunity to buy my Mum and Dad's house, whom themselves are moving on to pastures new.

As a result of this domestic upheaval, our flat for the past three years (nearly) is now up for sale.

Our current property is part of a Part Rent/Part buy scheme, whereby we own part of our property whilst the other part is owned by a housing agency. We then pay a rent amount on the outstanding share.

This scheme proved invaluable to Stephanie and I, as it gave us an affordable step onto the housing ladder, one which again we are entirely grateful for. Both Stephanie and I highly recommend this method of entering the housing market and are glad to be able to offer someone else a route to the aforementioned housing ladder.


Pioneer Court

Property Details:
- Lounge
- Kitchen - fitted with beech effect wall and base units and cooker, spaces for fridge freezer and washing machine.
- 2 bedrooms, one with a fitted cupboard
- Bathroom/W.C fitted with white suite
- Cloakroom, and laundry cupboard

Location:
- 5 minute walk to Train Station
- Close to local schools
- Close to Gravesend Town Centre

Other facilities include:
- Gas fired Central Heating (not tested)
- Double Glazing
- Allocated parking space
- Communal Garden
- Wood effect laminate flooring throughout
- All rooms decorated except for lounge

Due to our agreement with Tower Homes, the property has been valued at £155,000 and as a result we are unable to be flexible in our asking price!

With the part buy/part rent initiative in place, the minimum purchase amount is 50% (£77,500), with an additional amount of £217.66 per month being paid in rent. There is also an additional service charge (as in the norm with flats). The only criteria that is asked of an applicant by Tower Homes is that you earn £26,350 (single income) or 30,050 (joint income).

For further information on part buy/part rent please visited the Tower Homes website.

If anyone reading this is interested in viewing the flat with a view to maybe buying it from us, please email me at adamdbird@gmail.com to make necessary arrangements.

Stephanie and I have loved living together at Pioneer Court and we would really love to sell to another young couple who want to start a life together. Who knows maybe another Oliver will be conceived at number 1 Pioneer Court!

We are both looking forward to the next part of our lives together back at Cross Lane East. It is certainly going to be a weird one for me to start off with, living back at my parents, sleeping in my Mum and Dad's old room, Oliver growing up in my old room as well!

However, it is a brilliant move for all three of us, Oliver will have more room and more importantly a garden in which to hone his Oliveria Birdinho footballing skills! Whats more, we now have opportunity to grow some roots for the next 10 years or so, grow as a family and find some settled financial footings in our lives. Maybe we will even be able to get married!

There is one negative side to all of this - our dodgy neighbours! We will be in very close proximity to Will and Olivia, Sarah and Jamie, and Shirley and Terry (Stuart's mum and Dad). We will certainly not have to worry about borrowing a cup of sugar!

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